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    Transforming the Auto Finance Ecosystem

    Transforming the Auto Finance Ecosystem Transforming the Auto Finance Ecosystem Transforming the Auto Finance Ecosystem

    Digitising auto loans. Empowering dealers. Connecting banks, platforms, and customers.

    Transforming the Auto Finance Ecosystem

    Transforming the Auto Finance Ecosystem Transforming the Auto Finance Ecosystem Transforming the Auto Finance Ecosystem

    Digitising auto loans. Empowering dealers. Connecting banks, platforms, and customers.

      

    MFGroup is reshaping the way auto financing works in the UAE by providing a fully digitized platform that empowers dealers, consumers, and financial institutions. With smart finance solutions and seamless integration, we're bridging the gap between inventory, loans, and sales.


    A Venture by Experts in Fintech & Automotive Innovation


    About Us

    At MFGroup, we're building a unified digital auto finance ecosystem that solves major inefficiencies in the UAE auto market. Our platform integrates with banks, insurance companies, and dealerships to automate loan processes, reduce delays, and enhance dealer cash flow.

    The Problem

    Current Auto Loan Challenges in the UAE:


    • 25+ steps for loan approval
       
    • Manual paperwork at dealerships
       
    • 5–7 working days processing
       
    • Only 2% conversion rate in online car marketplaces
       
    • High digital acquisition costs (up to 8% of asset value)
       

    Dealer Challenges:


    • Outdated payment flows
       
    • Working capital shortages
       
    • Sales cycles of 60–90 days
       
    • Need to front capital for inventory

    Auto Dealer Finance Gap -

    Auto dealers face working capital shortages due to outdated payment cycles.

    The current finance flow creates unnecessary delays and liquidity strain on dealerships, slowing down operations and stalling business growth.

    Auto Dealers Face Working Capital Shortages

    as a Result of Outdated Payment Flows

    Our dealer-centric platform offers multiple finance products to support dealers


    • Core services catered to dealer profile.


    • Dealer business model determines nature of financing solution variation.


    • Our vision is to support an eco-centric platform for all dealers.

    Our Solutions

    Dealer Finance Platform


    We offer tailored working capital solutions for all dealer profiles, including:

    • Dealer-owned inventory financing
       
    • Trade-in floorplanning
       
    • Off-street vehicle purchases
       
    • Consumer loan floorplanning
       

    Digital Auto Loan Processing


    • Instant pre-qualification tools
       
    • Loan approval in under 3 hours
       
    • 100% collection success rate during pilot
       

    Open Banking-Ready


    We are aligned with UAE Central Bank’s Open Finance initiatives and ready to integrate with:


    • UAE Pass
       
    • Etihad Credit Bureau
       
    • CBAE Open Finance Platform

    A Multilayered Digital Auto Finance Ecosystem

    MFGroup’s platform is built on a robust, phased architecture designed to transform the auto finance industry. At its core, our loan origination engine connects commercial banks with key ecosystem players including auto marketplaces and insurance companies. Our MVP layer delivers critical functionalities such as online auto finance checkout, digital insurance policy issuance, and dealer onboarding tools.

    In Phase 1, we enable industry-wide integration through services like credit bureau scorecards, blockchain-based mortgage processing, and digital KYC via UAE Pass. Phase 2 accelerates value by expanding access to finance for auto purchases, insurance, and the broader auto industry—empowered by Gen AI valuation tools and smart APIs.

    This layered approach ensures a scalable, future-ready solution that addresses real-world industry pain points while aligning with the UAE's digital transformation agenda.



    Find out more

    Strategic Partnerships

    Comfi

    Dubicars

    ESANAD

     10M AED monthly commitment & 24h underwriting

    ESANAD

    Dubicars

    ESANAD

    Equity swap & joint digital F&I platform
     

    Dubicars

    Dubicars

    Dubicars

    Integrated loan pre-qualification, B2B referrals, and C2B auction promotions

    Gappifi – Consumer Auto Finance Platform

    Gappifi – Consumer Auto Finance Platform

    Gappifi – Consumer Auto Finance Platform

    A seamless digital F&I solution for customers seeking vehicle loans.


    • 8,000+ consumers served
       
    • 88M AED in auto loans processed
       

    Gappifi+ – B2B Dealer Financing Platform

    Gappifi – Consumer Auto Finance Platform

    Gappifi – Consumer Auto Finance Platform

    Empowering auto dealers with working capital and digital loan services.


    • 5,000+ cars financed
       
    • 488M AED in dealer loans processed 

    Instacar Buyers – C2B Trade-in Platform

    Gappifi – Consumer Auto Finance Platform

    Instacar Buyers – C2B Trade-in Platform

    Helping consumers cash out or trade in cars directly with dealers.


    • 840+ cars purchased from consumers
       
    • 65M AED in direct payouts processed

    These platforms work together seamlessly to support the auto financing needs of consumers, dealers, and trade-in partners, creating a streamlined and scalable ecosystem for all stakeholders

    Contact us

    Contact Us

    For inquiries: Email: MW@MFGROUP.TECH

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    MFGroup

    Gate Avenue at DIFC, Dubai, Dubai, United Arab Emirates

    Copyright © 2025 MFG - All Rights Reserved.

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